A fiduciary advisor acts in your best interest, offering unbiased advice without product commissions. As fiduciary financial planners in Albany NY, we serve clients in Latham, Clifton Park, Troy, Schenectady, and Saratoga Springs.

A fee-only advisor earns no commissions — just transparent fees. Fee-based advisors may earn both fees and product commissions. We’re a proud fee-only firm.

As an Albany-based Registered Investment Advisor, we understand local tax rules, community needs, and regional opportunities.

No! We work with individuals, families, and business owners across income levels in Albany, Latham, Clifton Park, and Saratoga Springs.

We create custom retirement income plans, including Social Security timing, 401(k) rollovers, IRA strategies, and tax-efficient withdrawals.

We are a top-rated fee-only Registered Investment Advisor (RIA) in Albany, NY, helping clients with retirement planning, investing, tax strategies, and wealth management across the Capital Region.

Our fee-only structure means transparent pricing: typically a percentage of assets under management (AUM), hourly fees, or fixed project fees. No hidden costs, no sales commissions.

Yes! A professional advisor can help optimize your retirement income, investments, taxes, and estate planning — helping you avoid costly mistakes and meet your long-term goals.

Look for a CFP®-certified, fee-only fiduciary advisor with strong local experience, client reviews, and a clear investment philosophy.

We help business owners with retirement plans (401(k), SIMPLE IRA, SEP IRA), tax strategies, cash flow management, and business succession planning across the Capital Region.

Our team helps small business owners in Albany, Clifton Park, Troy, and Schenectady design smooth, tax-efficient succession plans.

We design and manage custom 401(k) and retirement plans for businesses of all sizes in Albany, Saratoga Springs, and beyond.

We work with executives on stock options, RSUs, deferred compensation, and tax-efficient investment strategies.

Our advisors specialize in helping clients roll over old 401(k)s or pensions into IRAs or other accounts to align with your retirement goals.

We use strategies like tax-loss harvesting, asset location, and municipal bonds to help reduce your tax burden while investing.

We guide clients through inheritance, sudden wealth, or liquidity events, helping manage taxes, investments, and long-term planning.

We help families set up and manage 529 college savings plans and other education funding strategies.

We create personalized retirement income strategies, including Social Security timing, pensions, IRAs, and taxable accounts.

We analyze your benefits and help maximize lifetime Social Security payouts through smart timing strategies.

We serve Saratoga Springs residents with personalized retirement and investment planning.

We’re currently welcoming new clients from Clifton Park, offering virtual and in-person meetings.

Our Latham-area clients trust us for fiduciary advice on retirement, investments, and taxes.

We provide holistic wealth management for Troy families, professionals, and retirees.

Looking for a local fiduciary advisor? We serve clients across Albany, Schenectady, Clifton Park, and the greater Capital Region.

We are growing and always interested in speaking with experienced advisors aligned with our fiduciary, client-first approach.

We offer a supportive environment for independent advisors seeking to join a fee-only, fiduciary team in Albany.